MICHIGAN LABORERS' FRINGE BENEFIT FUNDS
December 2000
TO: All
Eligible Participants
RE: Benefit
Modifications
Dear Participant:
As you may know Board of
Trustees routinely reviews the benefits provided by the Fund as well as the
contribution and self-payment rates.
Following review and discussion of the possible cost impact upon the
Fund, the Trustees have made the following benefit and/or eligibility
modifications:
The current disability benefits provide that
participants will be eligible for disability hour credit provided they are
eligible on the date they become disabled.
Participants receive five (5) hours a day, five (5) days per week up to
one hundred (100) hours per month. This
disability hour credit then maintains the participant’s health care coverage.
The benefit is being modified to provide that the
participant no longer needs to be eligible on the date of disability to be
credited with disability hours to continue eligibility.
Supplement to Medicare Coverage - Effective December 1, 2000
One of the current
provisions for the Supplement to Medicare Program require that the
participant must have at least twenty (20) years of credited service with the
Michigan Laborers’ Pension Fund.
The benefit has been modified to provide that the
participant must have twenty (20) years of service in the construction
industry. The participant will be required to provide documentation to prove he
has been in the construction industry for at least twenty (20) years. All other Supplement to Medicare Program
requirements must still be met.
The self-payment rates will be increased by four percent (4%) which is the amount the contribution rate increased. Your new self-payment rate will be displayed on your monthly self-payment notice and will be effective for coverage for the month of February 2001.
Effective January 1, 2001, the Chiropractic Benefits
have been increased from $400 per person, per calendar year to $700 per person,
per calendar year.
If you have any questions regarding the above, please
do not hesitate to contact the Fund Office.
Sincerely,
Michigan Laborers’ Health Care Fund
Board of Trustees